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Safety net
Emergency Fund Target
Calculate the ideal size of your financial safety net and create a plan to build it. Track it in the Emergency app.
How big should your safety net be?
Cover essential expenses for a few months. Track in the Emergency app.
1. Monthly essentials
What do you spend each month?
Include rent or EMI, utilities, groceries, insurance, and other must-pay costs.
2. Months of cover
How long should it last?
3 months suits stable income. 6 to 12 months fits freelancers or single earners.
3. Your target
6 months of essentials
Emergency fund target
₹3,00,000
6 × ₹50,000 per month
Monthly essentials
₹50,000
What you typed above
4. Savings plan
Monthly saving to hit the goal
Reach in 6 months
Steady monthly contribution
₹50,000
Reach in 12 months
Steady monthly contribution
₹25,000
Reach in 18 months
Steady monthly contribution
₹16,667
Reach in 24 months
Steady monthly contribution
₹12,500