Home Affordability Calculator
See exactly how close you are to buying a house. We score cash, EMI room, and loan size, then give you one readiness percent for this home.
Home Affordability Calculator
Price the house, add income and cash, then see how close you are in percent.
1. The home
What is the target price?
Add the house price
2. Your money
Income and cash in hand
3. The loan
How will the bank fund it?
Tenure
LTV (loan vs property price)
4. Stance
How hard do you want to push?
5. Closing
Stamp and extras
6. Ownership
Monthly house costs
Purchase verdict
Finish steps 1 to 4 (home, money, loan, and stance) to see how close you are.
How readiness is scored
Cash ready (40%): your cash vs the down payment and closing this house actually needs.
Income ready (40%): your EMI room vs the EMI this house needs after other loans.
Loan ready (20%): bank cap (income loan and LTV) vs the loan this house needs.
If those three clear, we still trim the score if monthly housing or price-to-income looks tight.