Loan Comparison Calculator
Enter up to 5 loan offers and compare EMI, interest, fees, and total cost side by side to find the cheapest deal.
Which loan costs less overall?
Add each offer you have. We compare EMI, interest, fees, and total cost.
1. Loan offers
Enter each option
2. Comparison
How your offers stack up
Bank B is the cheapest overall
It costs ₹8,61,305 less than Bank A in interest and fees.
Lowest EMI is not the cheapest loan
Bank A has the smallest EMI (₹26,035), but you pay ₹8,61,305 more overall than Bank B. Pick it only if the lower monthly payment matters more to you.
Cheapest overall
Bank B
₹23,97,023 interest and fees
Lowest EMI
₹26,035
Bank A
You can save
₹8,61,305
vs Bank A
Quickest payoff
15 yr
Bank B
Total cost is total interest plus processing fee, the money you pay on top of the loan amount.
3. Where your money goes
Total paid, split up
4. Loan details
Each offer up close
Bank A
₹30,00,000 · 8.50% · 20 yr
First EMI split
Bank B
₹30,00,000 · 8.75% · 15 yr
First EMI split
Worried about RBI rate changes?
Use the RBI Rate Change Calculator to see how a hike or cut moves your EMI and tenure.