Deposits

RD Returns Calculator

Simulate recurring deposits with flexible cycles, daily accrual, and quarterly compounding.

How much will your RD grow?

Daily interest, quarterly compounding, Indian bank style.

Compounding rules

Interest accrues daily on the balance and compounds every quarter (~91 days), matching typical Indian RD products.

1. Deposits

Each deposit amount

Interest rate % p.a.

Tenure (years)

2. Schedule

Deposit frequency

Start date

Current schedule: Monthly deposits.

3. Projection

Maturity value

₹3,60,578

After 5 years

CAGR

3.75%

Annualised on deposits

Total invested

₹3,00,000

All deposits

Interest earned

₹60,578

20.2% absolute return

Accumulation path

RD value Invested

Year-by-year

YearInvestedGainClosing

1₹65,000+₹2,344₹67,344

2₹1,20,000+₹9,231₹1,29,231

3₹1,80,000+₹20,991₹2,00,991

4₹2,40,000+₹37,980₹2,77,980

5₹3,00,000+₹60,578₹3,60,578

FAQ